Types of Car Accident Injuries

Car accidents lead to a variety of injuries that can range from minor to life-threatening. Understanding the different types of car accident injuries can help victims in recognizing the severity of an incident and ensuring appropriate medical treatment is received. If car accident injuries are the result of another party’s reckless driving, victims can recover their losses through a car accident claim against the at-fault party.

Don’t absorb the costs of a car accident that wasn’t your fault. Call the car accident lawyers at Chute, O’Malley, Knobloch, & Turcy, LLC today. 312-775-0042.

Common Injuries From Car Accidents

Car crash injuries can affect various parts of the body, including the head, neck, back, chest, and limbs, as well as cause psychological trauma. Depending on the severity of the crash, these injuries come at a high cost for unsuspecting victims. Injuries commonly listed in car accident claims include:

Head Injuries

Head injuries are among the most serious types of injuries that can result from a car accident. These injuries can range from mild concussions to severe traumatic brain injuries (TBIs).


Concussions occur when the brain is jolted inside the skull due to a sudden impact. Symptoms of a concussion include headaches, dizziness, confusion, and temporary loss of consciousness. Most concussions are mild and resolve with rest, but severe cases can lead to long-term issues such as memory problems and difficulty concentrating.

Traumatic Brain Injuries (TBIs)

TBIs are a more severe form of head injury and can result from a blow to the head or a penetrating injury. Symptoms can include loss of consciousness, persistent headaches, vomiting, seizures, and changes in behavior or cognitive function. Treatment often requires immediate medical intervention, and recovery can be prolonged and challenging.

Skull Fractures

A skull fracture occurs when the bone of the skull breaks. This can cause bruising, bleeding, and damage to the brain. Symptoms of a skull fracture include headaches, visible deformity of the skull, and clear fluid leaking from the nose or ears. Treatment typically involves surgery to repair the fracture and management of any brain injuries.

Neck and Back Injuries

The neck and back are particularly vulnerable in car accidents due to the forces involved in these collisions. Neck and back injuries can vary in severity, with the worst cases causing disability in victims. 


Whiplash is a common injury resulting from rear-end collisions. It occurs when the neck is suddenly forced back and forth, causing strain or sprain of the neck muscles and ligaments. Symptoms of whiplash include neck pain, stiffness, and headaches. Treatment usually involves rest, physical therapy, and pain management.

Herniated Discs

A herniated disc occurs when the soft material inside a spinal disc pushes through a tear in the outer layer, pressing on spinal nerves. This can cause pain, numbness, and weakness in the limbs. Treatment options include physical therapy, medication, and in severe cases, surgery.

Spinal Cord Injuries

These injuries are among the most severe and can result in partial or complete paralysis. Symptoms of spinal cord injuries vary depending on the location and severity of the injury, but can include loss of movement, sensation, and bladder or bowel control. Immediate medical attention is crucial, and treatment may involve surgery, rehabilitation, and long-term care.

Chest Injuries

Chest injuries are common in car accidents, often resulting from the impact of the steering wheel, seatbelt, or airbag.

Rib Fractures

Broken ribs can cause severe pain, especially when breathing deeply, coughing, or moving. They can also lead to complications like punctured lungs. Treatment usually involves pain management and allowing time for the bones to heal.

Internal Organ Damage

The force of a car accident can cause damage to internal organs such as the lungs, heart, liver, and spleen. Symptoms can include abdominal pain, dizziness, and signs of internal bleeding, such as bruising and swelling. Immediate medical intervention is essential to address internal injuries.


This condition occurs when air leaks into the space between the lung and chest wall, causing the lung to collapse. Symptoms include sharp chest pain and difficulty breathing. Treatment often involves inserting a tube to remove the air and allow the lung to re-expand.

Abdominal and Pelvic Injuries

The abdomen and pelvis can also sustain significant injuries in a car accident. Injuries to the abdomen can involve damage to organs such as the stomach, intestines, kidneys, and bladder. Symptoms of these injuries include severe abdominal pain, swelling, and signs of internal bleeding. Surgical intervention is often required to repair damaged organs.

The pelvis can also fracture in a high-impact collision, causing severe pain and difficulty walking or standing. Pelvic fractures can damage nearby blood vessels and organs. Treatment typically involves surgery to stabilize the bones and manage any associated injuries.

Limb Injuries

Injuries to the arms and legs are common in car accidents. Broken bones in the arms or legs are frequent outcomes of car accidents. Symptoms of breaks include severe pain, swelling, and inability to move the affected limb. Treatment usually involves immobilization with a cast or brace, and sometimes surgery to realign and stabilize the bones. A dislocation occurs when the ends of the bones are forced out of their normal positions in a joint. Symptoms include severe pain, swelling, and visible deformity of the joint. 

Damage to muscles, ligaments, and tendons can result from the force of a car accident, causing symptoms such as pain, swelling, bruising, and limited range of motion. Treatment typically involves rest, ice, compression, elevation (RICE), physical therapy, and sometimes surgery.

Cuts and Lacerations

Cuts and lacerations are common in car accidents, often caused by broken glass, sharp metal, or other debris.

Minor cuts and scrapes usually heal with basic first aid, including cleaning the wound, applying antibiotic ointment, and covering it with a bandage. More severe cuts may require stitches or surgical repair to close the wound and prevent infection. Deep lacerations can also damage underlying tissues, such as muscles, tendons, and nerves, necessitating more extensive medical treatment.

Facial lacerations can be particularly distressing due to the potential for scarring and disfigurement. These injuries often require plastic or reconstructive surgery to repair and minimize cosmetic damage.

Psychological Injuries

Car accidents can also have a profound impact on a victim’s mental health, leading to psychological injuries that can be just as debilitating as physical ones.

Post-Traumatic Stress Disorder (PTSD)

PTSD can develop after experiencing or witnessing a traumatic event, such as a car accident. This disorder can cause the victim to experience flashbacks, nightmares, severe anxiety, and avoidance of situations that remind the person of the accident. 

Depression and Anxiety

The aftermath of a car accident can lead to feelings of depression and anxiety, especially if the person is dealing with significant physical injuries or a prolonged recovery period. Symptoms include persistent sadness, loss of interest in activities, and excessive worry. 

Acute Stress Disorder (ASD)

ASD is similar to PTSD but occurs immediately after the traumatic event and lasts for a shorter duration. Symptoms include intense stress, anxiety, and dissociation. Early intervention with therapy and support can help prevent the development of long-term psychological issues.

Long-Term Effects of Car Accident Injuries

Car accident injuries can have long-term effects and complications, impacting a person’s quality of life and ability to function. Injuries such as whiplash, herniated discs, and fractures can lead to chronic pain that persists long after the initial injury has healed. Managing chronic pain often requires a multidisciplinary approach, including medication, physical therapy, and lifestyle changes.

Severe injuries, such as spinal cord injuries or traumatic brain injuries, can result in permanent disability. This can impact a person’s independence, mobility, and ability to work. Rehabilitation and adaptive technologies can help improve quality of life, but the emotional and financial toll can be substantial.

Severe cuts, burns, and fractures can lead to scarring and disfigurement, affecting a person’s appearance and self-esteem. Plastic surgery and other treatments can help improve the cosmetic outcome, but the psychological impact can be lasting.

How Much Are Car Accident Injury Settlements Worth?

The value of car accident injury settlements varies widely, depending on numerous factors. While it is challenging to provide a definitive answer, understanding the elements that influence settlement amounts can offer insight into what you might expect. 

Severity of Injuries

The most significant factor affecting a settlement amount is the severity of the injuries sustained. More severe injuries, such as traumatic brain injuries, spinal cord damage, or extensive fractures, typically result in higher settlement amounts due to the increased medical costs, long-term care needs, and a greater impact on the victim’s life. Minor injuries, like cuts and bruises, usually result in lower settlements.

Medical Expenses

Medical expenses incurred from the accident are a crucial component of the settlement. This includes the cost of emergency room visits, hospital stays, surgeries, medications, physical therapy, and ongoing medical treatments. The higher the medical costs, the higher the settlement is likely to be.

Lost Wages and Loss of Earning Capacity

If the injury causes the victim to miss work, he or she can claim compensation for lost wages. Additionally, if the injury results in a reduced ability to earn in the future, the settlement might include compensation for loss of earning capacity. This is particularly relevant for severe injuries that prevent the victim from returning to his or her previous job or significantly reduce his or her work capacity.

Pain and Suffering

Pain and suffering refer to the physical pain and emotional distress caused by the accident and subsequent injuries. This is a more subjective component and can vary greatly from case to case. Factors such as the extent of the pain, the duration of recovery, and the impact on the victim’s quality of life influence the compensation for pain and suffering.

Comparative Negligence

In some cases, the victim’s actions may contribute to the accident. Illinois follows comparative negligence laws, where the settlement amount is reduced by the percentage of fault attributed to the victim. For example, if a victim is found to be 20% at fault for the accident, his or her settlement would be reduced by 20%.

Insurance Policy Limits

The insurance policies of both the victim and the at-fault party can limit the settlement amount. If the at-fault driver has low policy limits, the settlement might be constrained by these limits unless the victim pursues additional compensation through other means, such as a lawsuit against the driver.

Legal Representation

Having skilled legal representation can impact your settlement amount. Lawyers experienced in car accident cases can negotiate better settlements and ensure that all relevant factors are considered when calculating damages.

The value of car accident injury settlements is influenced by various factors, including the severity of injuries, medical expenses, lost wages, pain and suffering, comparative negligence, insurance policy limits, and the quality of legal representation. While it is difficult to predict the exact amount of a settlement, understanding these factors can help victims and their families better navigate the claims process and ensure they receive fair compensation for their injuries and losses. 

Car accident injuries encompass a wide range of physical and psychological impacts, from minor cuts and bruises to life-threatening conditions and long-term disabilities. Understanding the different types of injuries that can result from car accidents is crucial for prompt and effective medical treatment. If you or someone you know has been involved in a car accident, call the car accident lawyers at Chute, O’Malley, Knobloch, and Turcy, LLC to review your case for free.  312-775-0042.