I found the law practice of what was at the time, Turcy and Chute, to be very efficient, knowledgeable and committed in the specialty of Personal Injury Law. As a recipient of their guidance and perseverance, I was very pleased with their communication, explanations and the ultimate positive verdict. For over three years, Tom Chute and staff shared their professionalism, belief and expertise in my case. I would not hesitate to recommend them to others.
Mike took care of my case and I’m thankful for all of the help, time, and effort he put forth for me. Any time I had questions, Mike was always there to answer and then answer them again if I needed further clarification. Nobody really wants to be put in this position and dealing with a process like mine, but if you absolutely have to, go with him.
I had the pleasure of working with attorney Tom Grace on my deceased father’s personal injury case. Tom was very prompt in all of his communications, he never left us guessing what was going on or where we were in the process, he offered up his honest opinion when it was decision making time and lastly he ensured this case wasn’t dragged out. I would highly appreciate his customer service and would absolutely recommend Tom Grace and the Chute, O’Malley, Knobloch & Turcy team.
AMAZING! I highly recommend this group. We had quite an unusual case, this group was our only glimmer of hope when our options were limited and no one would accept a complicated case. We worked closely with Colin O’Malley and his team. Words cannot do justice to how wonderful they are; highly competent, professional, very responsive, thorough and friendly. Colin went above and beyond to make himself available and to answer all our questions and concerns. If you need an excellent proficient injury lawyer that would fight for you, look no further!
Tom Grace is an amazing attorney. I highly recommend him, he was very professional, caring, and very detailed when explaining the status of my case. I was very pleased with my settlement especially during a time like this with this cover-19 going on. He managed to get things done in a timely manner and always kept me in the wraps with my case. Thank You so very much! I really appreciated it. If anyone needs a lawyer, Tom Grace is the guy to go to. Very good job!
Getting hurt on the job can flip your life upside down. Medical bills, lost wages, and uncertainty about your future add to the stress. Workers’ compensation benefits are supposed to help—but what happens when your workers’ comp claim is denied?
If you’ve received a denial letter from your employer’s insurer, don’t panic. Denials are common in work injury cases in Illinois, and you have options.
Contact our Naperville workers’ compensation lawyers at Chute, O’Malley, Knobloch & Turcy to learn your legal options. In the meantime, here’s what you should know.
Workers’ compensation insurance companies don’t hand out benefits without a fight. Even though the no-fault system is supposed to be a surefire way for injured employees to get medical treatment and financial relief, denials are common. Some of the most common reasons for claims denials include:
You must report your injury to your employer within a certain timeframe—usually within 45 days in Illinois. Waiting too long to notify your employer can result in an automatic denial.
If your injury isn’t well documented or your doctor doesn’t clearly connect it to your job duties, your claim could be rejected.
Employers and insurers may argue that your injury didn’t happen at work or was caused by something outside of your job responsibilities.
If the insurance company believes your injury was due to a pre-existing condition, they may try to deny your claim—even if the job aggravated the issue.
A work injury claim denial doesn’t mean the end of the road. Here’s what you should do if your Illinois workers’ comp claim is denied:
Your denial letter will explain why your claim was rejected. Understanding the reason will help you determine your next steps.
You may need more medical records, statements from witnesses, or expert opinions to strengthen your case. An experienced workers’ comp lawyer can help you build a stronger file.
The appeals process can be complex and intimidating. Our local work injury attorneys understand Illinois workers’ comp laws, and we can represent your interests and protect your rights.
You have the right to appeal a denial through the Illinois Workers’ Compensation Commission (IWCC). The process includes multiple steps:
This form notifies the IWCC that you’re contesting the denial. It must be filed within three years of the injury or within two years of the last benefits paid—whichever is later.
Once your application is filed, your case will be assigned to an arbitrator. You may be required to attend status hearings and eventually a trial-like hearing where evidence is presented.
If the arbitrator’s decision isn’t in your favor, you can appeal to a panel of commissioners, and then potentially to the Illinois courts.
A workers’ comp denial can feel like hitting a wall. With the right legal support, however, you can still get the benefits you deserve. At Chute, O’Malley, Knobloch & Turcy, our team helps injured workers in Naperville and throughout Illinois fight denied claims and get their work injury benefits.
We understand the tactics insurers use to avoid paying, and we won’t let them take advantage of you.
You worked hard for your employer. When you were hurt on the job, you deserved fair compensation—not red tape and runaround. Our law firm can help make things right.
If your workers’ comp claim was denied, call 312-775-0042 for our Naperville attorneys at Chute, O’Malley, Knobloch & Turcy. Consults are free.
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